Irctc Sbi Platinum Card Rupay

Easily handle your account using the SBI Card Mobile App while on the move.

Benefits of IRCTC SBI Platinum Card with Rupay

Get exclusive benefits on your IRCTC Rupay SBI card

Welcome Gift

  • Get 350 activation bonus Reward Points on single transaction of Rs. 500 or more within 45 days of card issuance. Fuel and Cash spend are not included.

Welcome Bonus Offer

Get ₹ 100 cash back when you make your first ATM withdrawal within 30 days of getting the IRCTC SBI Platinum Card Rupay. Earn Bonus Reward Points, which will be added to your card account within 45 days of a qualifying transaction. Each reward point is equivalent to ₹ 1 in value.

Rupay Platinum Card: Enjoy ValueBack Benefits

Purchase tickets on and the IRCTC Mobile App for AC1, AC2, AC3, Executive Chair car, and Chair Car to receive up to 10% Value Back in the form of Reward Points.

ValueBack Benefits

  • Link your IRCTC SBI Card loyalty number with your IRCTC login id to redeem your Reward Points on IRCTC Website and Mobile App (Android only).
  • Please click here for FAQ’s.
  • W.e.f. 01 Apr’21, Reward Points will be transferred to cardholder’s IRCTC Loyalty A/c and can be redeemed at IRCTC Website or Mobile App (android only)

Reward Benefits

  • Get wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
  • Avail accommodation at over 5,000 hotels, covering 350 cities in India

Fuel Surcharge Waiver

Experience the convenience of not having to pay the additional 1% fuel surcharge when you make transactions at any petrol pump in India, as long as the transaction amount falls between Rs. 500 and Rs. 3,000 (excluding GST and other charges).

Fuel Surcharge Exemption

Avail the highest surcharge waiver of Rs. 100 for each statement cycle per credit card account.

Railway Lounge Program

Experience the benefit of receiving 4 free railway lounge access per year at selected lounges in India with the IRCTC SBI Platinum Card on the RuPay platform. To avail this offer, simply use your card at the designated lounges.

Railway Lounge Scheme

Only the main cardholder will be eligible for free entry to railway lounges. To find out more about railway lounge access, you can visit our FAQs section by clicking here.

The one-time annual fee for the IRCTC SBI Platinum Card Rupay is Rs. 500 plus applicable taxes.

The annual renewal fee for the IRCTC SBI Platinum Card Rupay is Rs. 300.

Calculate benefits on your IRCTC SBI Platinum Card

The IRCTC SBI Platinum Card, powered by RuPay platform, offers a variety of features to enhance your experience.


– Characteristics and attributes

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– Qualities and traits

Fees and Costs

– Charges and expenses

– Payments and fees

Transaction Charges Waiver

    • IRCTC SBI Card (on RuPay platform) brings you great offers on travel, golf, dining and other entertainment options from RuPay
    • SBI Card accepts no liability for the content of this offer or for the consequences of any actions taken on the basis of the offer provided, as this is being made on behalf of RuPay

Contactless Advantage

    • First Credit Card Live on RuPay Contactless( National Common Mobility Card).
    • Daily purchases now made easy with IRCTC SBI Platinum Card. Simply wave your card at a secure reader and your transaction is done. It’s fast, easy and incredibly convenient.
    • Fast & Convenient: No need to hand over your card or look for cash /coins for everyday small ticket purchases. Simply wave your card & go. It’s as fast & convenient as that.
    • Security: During a transaction the card never leaves your hand; significantly reducing the risk of card loss and fraud due to counterfeit (skimming). Even if the card is waved multiple times at the reader, the unique security key feature of RuPay Contactless will ensure that only one transaction goes through, thus making it more secure.
    • Please Click here to download the FAQ’s.
    • Please Click here to download list of merchants

Rupay Platinum Card: Convenient Cash Access

As a holder of the IRCTC SBI Card, you have the convenience of withdrawing cash from millions of ATMs worldwide in over 190 countries/territories. This includes access to over 43,000 SBI ATMs across India. Simply look for signs displaying Pulse, Discover & Diners Plus logos to ensure international acceptance.

SBI Drop Box Finder

    • Follow the below process to locate the nearest SBI Card drop box:
    • Type “PIN” , your 6 digit pin code xxxxxx
    • Send an SMS to 56767
    • You will receive the list of drop boxes in your area Premium SMS charges apply

Global Acceptance

The IRCTC SBI Card can be utilized at more than 44 million merchant locations across 190 countries worldwide, as well as at 3.7 million terminals within India. To make a payment, simply identify the Pulse, Discover & Diners Plus signs of acceptance and present your card.

Empower your Family

You can request additional cards for your children, siblings over 18 years old, spouse, and parents.

Easy Bill Pay Facility

Avail the convenience of our Easy Bill Pay feature to ensure that your electricity, insurance, telephone, and other utility bills are promptly settled. For further information, click here.

EMI Facility for Balance Transfer

Move the remaining amount from your current credit card to the IRCTC SBI Card (powered by RuPay) and enjoy a reduced interest rate. You can repay this balance in convenient EMIs. Access using your login credentials to initiate a Balance Transfer on EMI today. For further information, click here.


You can conveniently convert your transactions into monthly installments with Flexipay. Simply make a purchase of Rs. 2,500 or above and visit within 30 days to avail this service. For more information, click here.

Rupay Platinum Card: Convenient Financial Solution

Avail instant cash conveniently with Easy Money and have the cheque or draft delivered to your home. Find out more by clicking here.

Railway Ticket Booking

You can use your IRCTC SBI Card, which is on the RuPay platform, to conveniently book railway tickets online and have them delivered right to your doorstep. To do this, simply visit and follow these steps: register for free, log in using your username and password, follow the instructions provided on the website to make your reservations, and finally make payments using your SBI Card at payment gateways that accept Visa Cards.

The terms and conditions of apply to all transactions conducted on the website.

Learn More

– Terms and Conditions: The rules and regulations that apply to the use of a particular service or product.

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– Important Notice: A significant message or announcement that requires attention from the intended audience.

The Irctc Sbi Platinum Card Rupay has an annual fee of Rs. 500 plus GST, a renewal fee of Rs. 300 plus GST per year, and no add-on fee annually.

Fees and Charges

To find out about the fees and other charges associated with the Irctc SBI Platinum Card Rupay, please consult the Most Important Terms & Conditions.

Rupay Card Payment Settlement Order

    • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
    • All taxes would be charged as applicable on all the above Fees, Interest & Charges.
    • The value proposition of the co-brand product may be funded jointly by SBI Card and the co-brand partner basis the financial arrangement between both the parties. Accordingly, there may be fee and revenue sharing between the two parties.

By using the card on an ongoing basis, you are considered to have accepted any changes made to it.

To contact the customer service of IRCTC SBI Platinum Card RuPay, dial the number 39 02 12 12 and remember to add your STD code if you are using a mobile phone.

The accuracy of the information in this communication is valid as of July 2013 and may be modified at the discretion of SBICPSL. The key terms and conditions for SBI Card can also be found on

Annual fees for IRCTC SBI Platinum Card: How much does it cost?

The SBI IRCTC Credit Card is an affordable option with an annual fee of just Rs. 500. By using this card for railway ticket bookings, customers can enjoy a valuable reward of 10% value back on each transaction. This makes it a decent choice for individuals who frequently travel by train and want to earn some benefits from their expenses.

Irctc Sbi Platinum Card Rupay: A Comprehensive Overview

SBI Cards and Payment Services Limited Unit 401 & 402, 04th Floor, Aggarwal Millennium Tower, E-1,2,3 Netaji Subhash Place, Wazirpur , New Delhi 110034 CIN:U65999DL1998PTC093849

Contact Us

Find the nearest drop box, ATM, or Pay Cash outlet in your vicinity.

ATM/Drop Box Finder

Want to know the status of your SBI Card application? Keep track of it here.

Track Application

Receive immediate updates by sending an SMS to 5676791 using your mobile number that is already registered.

Simply SMS

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When accessing a website, SBICPSL does not guarantee the accuracy or completeness of the materials or the reliability of any advice, opinion, statement, or other information displayed. This responsibility lies solely with the third party providing such content.

SBICPSL and its associated entities, including subsidiaries, employees, officers, directors and agents, explicitly disclaim any responsibility for any shortcomings in the services provided by the service provider whose website you are about to visit. Neither SBICPSL nor any of its affiliates or their directors, officers and employees will be held liable or accountable for any losses incurred due to deficiencies in the services offered by the service provider or if there is a failure or disruption of their website. This also includes any losses resulting from actions taken by other parties involved in making this site accessible to you or from any other causes related to your access to, inability to access, or use of the site and its contents. SBICSPL and all parties mentioned above are protected against legal proceedings arising from these matters.

Does the SBI IRCTC credit card have any benefits?

The IRCTC SBI Platinum Card Rupay is a credit card that offers various benefits for train travel in India. One of its key features is the 10% Value Back as Reward Points, which means you can earn reward points on your purchases and redeem them for future transactions.

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This card stands out from others because it specifically caters to train travelers. It provides free access to railway lounges, allowing you to relax and enjoy comfortable amenities while waiting for your train. Additionally, when booking through IRCTC (Indian Railway Catering and Tourism Corporation), you can earn additional reward points, making your journeys even more rewarding.

Is lounge access available with the SBI Platinum RuPay credit card?

1. SBI Platinum Card (RuPay)

2. SBI Platinum Card (Visa)

3. SBI Platinum Card (MasterCard)

These cards provide the added benefit of accessing airport lounges at no additional cost, allowing cardholders to enjoy a comfortable and relaxing experience while waiting for their flights.

Is international usage allowed for SBI Platinum debit card?

The IRCTC SBI Platinum Card RuPay is a debit card that allows you to make international transactions. With this card, you can travel around the world and enjoy convenient cashless shopping wherever you go. It is associated with RuPay, VISA or MasterCard, giving you flexibility in choosing the payment network that suits your needs.

One of the key benefits of this card is its wide accessibility to ATMs both within India and abroad. You can easily withdraw cash or check your account balance at ATMs across the country and even when traveling internationally. This ensures that you have easy access to your funds whenever needed.

How is the SBI Platinum Card?

The Platinum Debit Card offered by IRCTC SBI Rupay comes with a range of exciting features that make it an ideal choice for customers in India. One of the key benefits is its versatility, as it can be used for various purposes such as online shopping, bill payments, and even booking movie tickets. This makes it a convenient option for those who prefer to handle their financial transactions digitally.

To ensure enhanced security during online transactions, the Platinum Debit Card is enabled with 3D VBV/MasterCard Secure Code authentication. This feature adds an extra layer of protection against unauthorized usage and provides peace of mind to cardholders while making online purchases or payments.

Additionally, this debit card also offers Personal Air Accident Insurance cover worth Rs. 1,00,000. In case of any unfortunate event resulting in air accidents causing bodily injury or death while traveling on a commercial airline carrier using this card for ticket purchase, the insurance coverage provides financial support to the insured individual or their family members.

P.S: The IRCTC SBI Platinum Debit Card not only simplifies your digital transactions but also ensures added security through its advanced authentication features. Moreover, with the included Personal Air Accident Insurance cover worth Rs. 1,00,000 you can have peace of mind while traveling by air using this card for ticket bookings.

How to terminate my SBI Platinum IRCTC card?

To terminate your SBI Credit Card, there are two options available. Firstly, you can get in touch with the customer support of SBI Card and make a request to close your card account. Alternatively, you can choose to write a letter expressing your desire to cancel the credit card.

If you decide to contact SBI Card Customer Care for cancellation purposes, there are several helpline numbers that you can dial. These include 1860 500 1290, 1860 180 1290, or 1800 180 1290. By calling any of these numbers, you will be able to connect with a representative who will assist you in closing your SBI credit card.

By following either of these methods – reaching out via phone or submitting a written request – customers can effectively initiate the process of closing their SBI Credit Cards hassle-free.