Sbi General Insurance Hospital List

A network hospital refers to a medical facility that has a partnership with a health insurance provider. If you have health insurance, you can receive cashless treatment at these hospitals as per the terms and conditions of your policy. This makes the process of receiving medical care much simpler. On the other hand, non-network hospitals are those that do not have any affiliation with the insurer. SBI Health Insurance has collaborated with over 6,000 network hospitals listed in their hospital list, where insured individuals can avail treatment without having to pay upfront.

This page provides detailed information about the hospitals included in the network of SBI health insurance.

SBI Health Insurance Network Hospitals: An Overview

A network hospital refers to a healthcare facility that has joined hands with an insurance provider to ensure easy access to medical services for policyholders. These hospitals are chosen by the insurance company based on various factors such as the range of services offered, staff expertise, patient feedback, and other relevant criteria. Insurance companies typically have a wide network of hospitals available, and the list of SBI health hospitals is regularly updated.

In India, SBI General Insurance has a comprehensive list of over 6,000 hospitals where policyholders can avail cashless treatment. This means that individuals do not have to worry about payment during emergencies as the insurance provider will cover the expenses directly. Whether it is planned hospitalization or an emergency situation, it is important to inform the insurance company. To save time in case of emergencies, it is advisable to keep a list of network hospitals handy. The official website provides a free locator tool for finding SBI Health Insurance Network Hospitals.

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Understanding SBI General Health Insurance

Moreover, ambulance charges are also covered under these health insurance plans. In case of an emergency where an ambulance is needed for transportation to a medical facility, SBI General Insurance will bear those costs as well.

These policies even extend coverage towards alternative forms of treatment like AYUSH (Ayurveda Yoga & Naturopathy Unani Siddha Homeopathy). If you prefer seeking treatment through these traditional methods rather than conventional medicine practices alone; then with SBI General Insurance’s health policies you can avail benefits associated with AYUSH treatments too.

Why is a Wide Hospital Network Essential?

The fact that the policyholder won’t have to stress about making financial arrangements at the last minute since the SBI health insurance cashless hospital list will immediately cover the expenses is the most crucial benefit of receiving treatment in a network hospital. Without sacrificing quality, one can receive the medical care one wants. For instance, if someone has to be hospitalised in advance for a certain therapy, they may select the finest network hospital that can offer the most effective medical care. One might experience a great deal of stress as a result of medical emergencies and treatments, and paying hospital expenses can add to that burden. Policyholders who select SBI health insurance network hospitals for their medical care will experience peace of mind because the insurance provider will shoulder the responsibility of paying bills.

Locating hospitals within the SBI network is easy. Simply visit the website and select your city to access the list of hospitals in the SBI health network. Once you choose a hospital, you will be provided with options for directions and driving instructions.

Can a nearby hospital on the SBI health insurance hospital list offer coverage for COVID-19?

SBI health insurance provides coverage for COVID-19, including hospitalization and diagnostic tests. To find a list of hospitals where cashless treatment is available under SBI health insurance, please visit their website.

2. What is the difference between a network hospital and a non-network hospital?

Network hospitals provide the convenience of cashless transactions, while non-network hospitals do not offer this service. In non-network hospitals, medical expenses need to be paid upfront and a reimbursement request can be made later.

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Can we file a claim at a hospital outside the SBI General Insurance network?

If you seek medical treatment at a hospital that is not part of the SBI General Insurance network, you will be responsible for paying the full cost of your care. After being discharged, you can submit a claim to SBI health insurance to request reimbursement for these expenses.

Number of hospitals in the SBI General Insurance network for healthcare

The network of hospitals covered by SBI health insurance includes approximately 6,000 medical facilities that are conveniently located throughout the country for easy access to healthcare services.

What are the exclusions for cashless hospitals?

    Here are a few reasons why your cashless health insurance claim, whether it’s an individual or family floater or a business mediclaim policy, may be denied:

    • When the pre-existing diseases are not disclosed
    • The treatment is still in the waiting period
    • The sum insured is exhausted
    • The policyholder doesn’t choose a network hospital
    • The insurance company needs more information

The health claim ratio of SBI general insurance: What is it?

1. Apollo Hospitals

2. Fortis Healthcare

3. Max Super Speciality Hospital

4. Manipal Hospitals

5. Columbia Asia Hospitals

6. Medanta – The Medicity

7. Narayana Health Group

Claiming health insurance at the hospital: How can I do it?

To ensure a smooth claim process with SBI General Insurance, it is important to adhere to certain guidelines. Firstly, in case of emergency admission, you must inform the insurance company within 48 hours. For planned hospitalization, the intimation should be given at least 72 hours prior to admission. Additionally, upon getting admitted to the hospital, it is crucial to contact the insurance desk immediately. The administrative staff will then provide you with a pre-authorization form, claim form, and other necessary documents that need to be submitted to the insurer.

List:

1. Give claim intimation within 48 hours for emergency admission.

2. Provide intimation at least 72 hours before planned hospitalization.

3. Contact the insurance desk promptly after getting admitted.

4. Obtain and fill out the pre-authorization form provided by the administrative staff.

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5. Complete and submit all required documents including claim form as instructed by SBI General Insurance Company.

What are benefits of SBI general insurance policy?

SBI General Group Health Insurance plans provide a range of coverage options to cater to the diverse needs of individuals and families. These plans offer both individual and family floater policies, ensuring that you can choose the most suitable option for your specific requirements.

One of the key benefits offered by SBI General Group Health Insurance is the inclusion of pre- and post-hospitalisation expenses. This means that not only will your medical bills during hospitalization be covered, but also any related costs before and after your stay at the hospital. This feature provides additional peace of mind as it takes care of expenses such as diagnostic tests, consultations, medications, follow-up visits, etc., which are often incurred before and after hospitalization.

P.S: With SBI General Group Health Insurance plans, you can ensure the well-being of your employees while also providing them with financial security in times of need. By offering comprehensive coverage options and including pre- and post-hospitalisation expenses in their policies, SBI General aims to keep both employers and employees satisfied with their health insurance solutions.

Is SBI General Insurance a private or government company?

1. Apollo Hospitals – Located in various cities across India, Apollo Hospitals offer comprehensive healthcare services and are empanelled with SBI General Insurance.

2. Fortis Healthcare – With multiple branches nationwide, Fortis Healthcare provides advanced medical facilities and is part of the network approved by SBI General Insurance.

3. Max Super Speciality Hospital – Known for its state-of-the-art infrastructure and specialized treatments, Max Super Speciality Hospital has tie-ups with SBI General Insurance.

4. Manipal Hospitals – Renowned for their expertise in various medical fields, Manipal Hospitals have partnered with SBI General Insurance to provide quality healthcare services.

5. Columbia Asia Hospitals – Offering high-quality healthcare services at affordable prices, Columbia Asia Hospitals are among the preferred choices for policyholders of SBI General Insurance.

At SBI General Insurance, we strive to ensure that policyholders have access to top-notch medical facilities through our wide network of trusted hospitals across India.