Sbi Liquid Fund Regular Growth

SBI Liquid Fund Regular Growth is a financial product that offers investors the opportunity to grow their money in a low-risk manner. This article provides an overview of this fund, its features, and how it can be beneficial for individuals looking for short-term investment options. By understanding the key aspects of SBI Liquid Fund Regular Growth, readers will gain insights into its potential returns and risk factors, enabling them to make informed decisions about their investment strategies.

SBI Liquid Fund regular growth: What is the NAV?

List:

– SBI Liquid Fund Regular Plan Growth – Regular

– Latest NAV: ₹3705.73

– Returns

– Performance

– Portfolio details

– Projected returns for 2024

Frequently Asked Questions

Pension plans, also referred to as retirement plans, involve setting aside a portion of your earnings for the purpose of ensuring a steady income after you retire. It has become essential to invest in these plans due to the continuous rise in inflation. Contributions made towards pension plans are eligible for tax exemption under Section 80CCC, with a maximum limit of Rs 1.5 lakh.

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What are funds for children?

Child funds are a type of mutual fund that focuses on achieving specific goals and objectives related to children. They are popular investment options designed to address the increasing expenses associated with education and other essential needs for children. Typically, these funds invest in a combination of equity and debt portfolios.

Understanding Index Funds in India

Index mutual funds are a type of equity funds that aim to replicate the performance of well-known stock market indices like S&P BSE Sensex and NSE Nifty 50. These funds are managed in a passive manner, meaning they do not actively select stocks but rather mirror the asset allocation of their respective underlying index.

What is a lock-in period?

The lock-in period refers to the duration during which your investment in a mutual fund is held without being able to withdraw it. While many mutual funds do not have any lock-in period, tax-saving options like ELSS have a minimum lock-in period of 3 years, which is the shortest among other 80C investment choices. The lock-in period starts from the date of investment and may vary for SIPs (Systematic Investment Plans).

Is KYC mandatory for BLACK?

All fund houses require KYC for investment purposes. If you choose to invest through BLACK, completing your KYC process once will suffice for all future investments as well.

Understanding the Concept of Mandate (Auto-SIP)

A Mandate is a single registration that allows you to authorize your bank account to automatically deduct a fixed amount of money each day for investing in a SIP portfolio. Once you have completed the Mandate registration, there is no need to go through the payment process every time you make an SIP investment.

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Is SBI liquid fund a good option?

The SBI Liquid Fund Regular Growth currently has an impressive Asset Under Management (AUM) of ₹9,00,277 Crores. This indicates the substantial amount of funds that have been invested in this particular mutual fund scheme. With such a high AUM, it is evident that many investors trust and rely on this fund for their investment needs.

Are liquid funds suitable for the long term?

P.S: Liquid Funds can serve as an ideal choice for individuals seeking stability and easy access to their invested capital without compromising too much on potential returns. It is crucial for investors to carefully assess their financial goals and risk appetite before investing in any mutual fund scheme.

Is SBI Liquid Fund classified as regular growth equity or debt?

This particular liquid fund option is suitable for investors who have a short-term investment horizon and are seeking alternatives to traditional bank accounts or fixed deposits. By investing in this fund, individuals can potentially earn higher returns on their surplus funds compared to keeping them idle in savings accounts.

With its significant exposure to debt instruments, the SBI Liquid Fund Regular Growth offers investors an opportunity to diversify their portfolios and potentially generate stable income over time. The allocation towards government securities provides added security as these are considered relatively safe investments due to being backed by the Indian government.

Moreover, with a substantial portion invested in low-risk securities, this liquid fund aims at minimizing potential risks associated with market fluctuations and volatility. This makes it an attractive choice for conservative investors who prioritize capital preservation alongside modest growth opportunities.

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Time required for redeeming SBI Mutual Fund?

The time it takes to receive your fund redemption amount depends on the type of mutual fund you have. Here is a breakdown of the typical redemption times for different types of funds:

1. Equity Funds: When you redeem an equity fund, you can expect to receive your funds within 1 to 3 working days.

2. Debt-Related Funds: If you redeem a debt-related fund, such as SBI Liquid Fund Regular Growth, you will typically get your money within 1 to 2 working days.

Is the SBI liquid fund exempt from taxes?

In India, the dividends received from debt funds or liquid funds are completely exempt from taxes for the investors. This tax-free benefit makes these funds a more favorable option when compared to pure debt instruments.