Sbi Simply Save Rupay Credit Card

Easily handle your account using the SBI Card Mobile App while on the move.

The one-time annual fee for the SBI Simply Save RuPay Credit Card is Rs. 499.

The annual renewal fee for the SBI Simply Save Rupay Credit Card is Rs. 499.

Benefits of SimplySAVE SBI Card

With the SBI Simply Save Rupay Credit Card, you can enjoy a wide range of exclusive benefits and perks.

Extravaganza Offer

Make purchases worth Rs. 2,000 or above within the initial 60 days and receive a bonus of 2,000 Reward Points. For further information, click here.

10x Reward Points

Get rewarded when you use the SBI Simply Save Rupay Credit Card. Earn 10 Reward Points for every Rs 150 spent on dining, movies, departmental stores, and grocery purchases. For all other expenses, earn 1 Reward Point for every Rs 150 spent (4 Reward Points equal to Rs. 1).

Enjoy Complete Fuel Freedom

Enjoy the benefit of not having to pay the additional 1% fuel surcharge when you make a transaction at any petrol pump in India. To avail this offer, simply make a purchase between Rs. 500 to Rs. 3,000 at the petrol pump.

Experience Unrestricted Fuel Freedom

With the SimplySAVE SBI Card, you can enjoy a surcharge waiver of up to Rs. 100 per statement cycle.

Spend Based Reversal

From the second year of your subscription, you can have the annual membership fee waived. To be eligible for this waiver, you must have made purchases totaling Rs. 1,00,000 or more on your SimplySAVE SBI Card in the previous year.

Comparison: SBI RuPay Credit Card vs. SBI Visa Credit Card


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– Visa and MasterCard: These are internationally accepted payment cards.

– RuPay Card: This is an Indian domestic card used for local transactions.

– Lower Processing Fee: RuPay cards have reduced fees due to utilizing domestic processing systems.

– Higher Cost: Transactions made with Visa or MasterCard are more expensive as their processing occurs abroad.

SBI SimplySAVE Rupay Credit Card: Features, Pricing & Fees

Features of the SBI Simply Save Rupay Credit Card and its associated fees and charges are outlined below.

Reward Point

Get 1 Reward Point for every Rs. 150 spent with the SimplySAVE SBI Card. Redeem your Reward Points to settle your credit card balance or choose from a variety of gifts in our Rewards Catalogue. Explore now!

Welcome Offer

Receive a cashback of Rs. 100 when you make your first ATM withdrawal within 30 days of receiving your SBI Simply Save RuPay Credit Card.

Contactless Advantage

Make your daily purchases easier with the SimplySAVE SBI Card. Just wave your card at a secure reader to complete the transaction without having to hand over your card or search for cash or coins. This contactless method ensures that the card never leaves your hand, reducing the risk of loss or fraud. The Visa payWave security feature guarantees that only one transaction will go through even if you wave the card multiple times. For more information, download our FAQs and list of merchants accepting this form of payment.

Worldwide Acceptance

The SimplySAVE SBI Card can be used at more than 24 million establishments worldwide, with over 3,25,000 outlets in India. It is accepted for payments at any store that accepts Visa or MasterCard.

Add-on Cards

You have the option to provide supplementary cards to your family members who are above 18 years old with the SimplySAVE SBI Card. These additional cards can be given to your parents, spouse, children, or siblings.

Cash on the Go

You can easily withdraw money from more than 1 million ATMs worldwide that accept Visa or MasterCard.

Utility Bill Payment Facility

Easily settle your electricity, telephone, mobile, and other utility bills by utilizing the convenient Easy Bill Pay feature available on your SimplySAVE SBI Card. For further information, click here.

EMI Balance Transfer: Simplifying Your Credit Card Debt

    • Save money while paying your credit card dues
    • Transfer the outstanding balance of other banks’ credit cards to your SimplySAVE SBI Card, and avail a lower rate of interest and pay back in EMIs
    • Log on to with your user ID and password to take benefit of this service
    • Click here to know more about Balance Transfer on EMI
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SBI Flexipay Rupay Credit Card

You can use Flexipay to convert your transactions into convenient monthly installments. Simply make a purchase of Rs. 2,500 or above using your SimplySAVE SBI Card and log in to within 30 days to convert it into Flexipay. To find out how to apply for Flexipay, click here.

The one-time annual fee for the SBI Simply Save Rupay Credit Card is Rs. 499. From the second year onwards, there is a renewal fee of Rs. 499 per annum. However, this renewal fee will be reversed if your annual spends for the last year are equal to or greater than Rs. 1,00,000. There is no add-on fee charged annually for this credit card.

Fees and Charges

To find out about the fees and any other charges that may apply, please consult the Most Important Terms & Conditions.

Order of Payment Settlement

We do not accept cheques that are payable outside of the clearing zones. Payments can only be made through local cheques or drafts that are payable in Delhi. All applicable taxes will be charged on all fees, interest, and charges mentioned above.

By using the card regularly, you are considered to have accepted any changes made to it.

To contact SBI Simply Save Rupay Credit Card customer service, you can dial the number 39 02 02 02 (with the local STD code as a prefix) or call 1860 180 1290.

Is Simply Save SBI Card worth it?

So basically, by spending enough on this credit card in a year, you can avoid paying any additional fees and enjoy its benefits without worrying about extra costs!

Allow us to help you

SBI Cards and Payment Services Limited Unit 401 & 402, 04th Floor, Aggarwal Millennium Tower, E-1,2,3 Netaji Subhash Place, Wazirpur , New Delhi 110034 CIN:U65999DL1998PTC093849

Contact Us

Find the closest drop box, ATM, or Pay Cash outlet in your vicinity.

ATM/Drop Box Finder

Want to know the status of your SBI Card application? Keep tabs on it by checking here.

Track Application

Obtain immediate updates by sending an SMS to 5676791 using your registered mobile number.

Simply SMS

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Does SBI Simply Save Card come at no cost?

The SBI SimplySAVE Rupay Credit Card is designed to help you save on your everyday expenses. With this card, you can enjoy various benefits and rewards while managing your finances efficiently.

To get started with the SimplySAVE SBI Card, there is a first-year fee (joining fee) of Rs.499. From the second year onwards, an annual fee of Rs.499 will be applicable. However, if you charge more than Rs.1 lakh to your card in a year, this annual fee will be waived off.

P.S: The SBI SimplySAVE Rupay Credit Card not only helps you save money but also allows you to earn valuable rewards on your purchases! Apply now and start enjoying these exclusive benefits today!

Annual fee for simply save SBI credit card

– The Renewal Fee for SBI Simply Save Rupay Credit Card is Rs. 499 per annum starting from the second year onwards.

– However, if your annual spends for the last year are equal to or greater than Rs. 1,00,000, then the Renewal Fee will be reversed.

Is it possible to withdraw money from SBI Simply Save credit card?

The reason behind this limitation is to ensure responsible usage of credit and prevent excessive borrowing against the available credit line. By setting a cap on cash withdrawals, it encourages users to utilize their SBI Simply Save Rupay Credit Card for purchases and payments rather than relying heavily on cash transactions.