How To Close Sbi Bank Account

This article provides a step-by-step guide on the process of closing an SBI bank account. It aims to offer clear and concise instructions without any personal opinions or comments. The information presented here will help individuals who wish to close their SBI bank account understand the necessary steps involved in doing so.

Things to Consider Before Closing Your SBI Bank Account

– Settle any outstanding dues with the bank before closing the account.

– Make sure you have a copy of your savings account statement before closing it.

– Your account balance should be zero before initiating the closure process.

– Once you close your SBI bank account, you cannot reopen it again.

How to Close SBI Bank Account Online

Before closing or deactivating an SBI account, customers are required to fill out an account closure form. This can be done by visiting the home branch or downloading the closure form from the SBI website. Once downloaded, ensure that the form is filled out correctly and completely. After filling out the form, submit it at your branch. During the process of filling out the form, you will need to provide all necessary information.

Name of the account holder, account number, signature of the account holder, city, state and pin code, reason for closing the account, details about where the remaining balance will be transferred (check, cash or DD).

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बैंक ब्रांच में क्लोजर फॉर्म जमा करने के बाद ग्राहक को पासबुक, चेकबुक और बैंक का डेबिट कार्ड लौटाना होता है. क्लोजर फॉर्म जमा करते वक्त बैंक अधिकारी ग्राहक से एड्रेस प्रूफ भी मांग सकते हैं. अगर आपने क्लोजर फॉर्म में सभी जानकारी सही दी है, तो बैंक अधिकारी उसका मिलान करेंगे और वेरिफाई करेंगे. इसके बाद वे बैंक अकाउंट को बंद कर देंगे. अकाउंट बंद होने के बाद आपको एसएमएस और रजिस्टर्ड मोबाइल नंबर पर इसका मैसेज मिल जाएगा.

Closing Charges for Closing an Account

According to SBI, if an account holder closes their account within 14 days of opening it, there is no charge. However, there is a situation where closing the account requires a fee of Rs. 500 plus GST. If an SBI account is closed within one year from its opening date, this fee must be paid. There is no need to pay any charges for closing a regular savings account. Customers or individuals seeking information about SBI can call the toll-free number 1800 425 3800.

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Is it possible to close my SBI bank account through the internet?

How to close SBI account? You cannot close your SBI savings, salary, or current account online, you must visit the branch with the required letter or form, as well as ID documents, to close the account.

Is there a fee for closing an account with SBI?

SBI, also known as State Bank of India, does not charge any penalties for closing a savings account after one year. However, if you decide to close your SBI account within 15 days to one year of opening it, there will be some fees involved. For savings accounts, the closure fee is Rs 500 plus GST.

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To explain this topic in simpler terms: When you open a bank account with SBI and later decide to close it after a year or more, there are no charges. But if you want to close your account within 15 days to one year of opening it, then you will have to pay a fee of Rs 500 plus GST.

2. If you choose to close your SBI savings account within 15 days to one year from its opening date, there is a closure fee of Rs 500 plus GST that needs to be paid.

How can I close my bank account online for good?

When calling customer service, make sure to have all relevant details ready, such as your account number, personal identification information, and any outstanding transactions or pending dues associated with the account. The representative will verify your identity and assist you in completing the closure procedure.

If visiting a branch is more convenient for you, locate the nearest SBI branch in your area. Carry along all essential documents like passbook(s), debit card(s), cheque book(s), and valid identification proof (such as Aadhaar card or PAN card). Once at the branch, approach one of their staff members designated for assisting customers with closing accounts.

P.S: Remember to withdraw any remaining balance from your SBI bank account before proceeding with its closure.