Sbi Platinum Credit Card Charges

Easily handle your SBI Platinum Credit Card account using the convenient SBI Card Mobile App.

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To avail the South Indian Bank SBI Platinum Credit Card, simply visit your nearest branch of South Indian Bank and complete the application process.

Benefits of South Indian Bank SBI Platinum Credit Card

The SBI Platinum Credit Card from South Indian Bank offers a wide range of exclusive benefits and privileges without any limitations.

Welcome Gift

  • Welcome e-Gift Voucher worth Rs.3,000 from any of the following brands: Bata/Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop and Yatra.com
  • You will receive an SMS to choose from e-Voucher options within 15 days of annual fees payment. The e-Voucher will be sent to your registered mobile number/e-mail ID, within 5 days of the request

Welcome Bonus Offer

You can use your e-Gift Voucher by presenting the code at specific brand stores like Bata/Hush Puppies, Westside, and Shoppers Stop. The code can also be redeemed online during purchases from Yatra and Shoppers Stop. Aditya Birla Fashion e-gift vouchers are valid for use at Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, and Simon Carter brand stores.

Sbi Platinum Credit Card: Enhanced Reward Points

Get 2 reward points for every Rs. 100 you spend on any other category apart from the specified ones. You can use these reward points to pay off your credit card balance or choose from a wide range of exciting items available in our Rewards Catalogue.

Accelerated reward points

  • You can earn up to 7,500 Reward points in a month. After reaching the capping limit, 2 Reward Point for every ₹ 100 spent, as per the card policy, will continue to accrue.

Spend Rewards

Earn rewards on yearly expenses of Rs. 4 lakhs and 5 lakhs, respectively. Receive an e-Gift Voucher valued at Rs. 3,000 from popular brands like Yatra, Hush Puppies/Bata, Aditya Birla Fashion, Westside, or Shoppers Stop.

Sbi Platinum Credit Card Rewards Program

The code for the e-Gift Voucher will be sent to your registered mobile number within 7 working days upon request. You can use the code at specific brand stores such as Bata/Hush Puppies, Westside, Aditya Birla Fashion, and Shoppers Stop to redeem your voucher. Additionally, you can also redeem the code online when making a purchase from Yatra and Shoppers Stop. The Aditya Birla Fashion e-gift vouchers are accepted at various brand stores including Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, and Simon Carter.

Domestic Lounge Program

Get the benefit of 2 free visits to domestic airport lounges in India every quarter with your South Indian Bank – SBI Platinum Credit Card. Simply use your card at the designated lounges to avail this offer.

Sbi Platinum Credit Card Lounge Access Program

This exclusive opportunity is provided by Visa and is available for a limited time only. To access the complete list of lounges, please visit visasignature.com.

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SBI Platinum Credit Card Fees and Rates

You will receive a free membership to the Priority Pass Program, which is valued at $99. This membership allows you to access more than 1000 airport lounges around the world.

International Lounge Program

The South Indian Bank – SBI Platinum Credit Card will impose a fee of $27 plus taxes whenever you use it to access an airport lounge. To find out more about the lounges available to Priority Pass members, click here. Only primary cardholders are eligible for Priority Pass membership, and this complimentary membership is valid for a period of 2 years only.

The SBI Platinum Credit Card has an annual fee of Rs. 2,999 plus taxes.

The charge for renewing the SBI Platinum Credit Card is Rs. 2,999 plus applicable taxes.

Is the platinum credit card available for free?

Having a low-interest credit card like the ICICI Platinum Chip Credit Card can be beneficial in various ways. For example, if you often carry forward balances from month to month or make large purchases using your credit card, having a lower interest rate can help reduce your overall debt burden over time. It allows you to save money on interest payments and manage your finances more effectively.

To make the most out of this low-interest credit card without any annual or application fees, it is crucial to use it responsibly and wisely. Make sure to pay off your monthly bills in full and on time to avoid accumulating unnecessary debt or being charged late payment penalties. Additionally, keep track of your spending habits and set a budget so that you do not overspend beyond what you can afford.

Understanding the Charges of SBI Platinum Credit Card from South Indian Bank

The SBI Platinum Credit Card from South Indian Bank now offers a wide range of benefits and features.

  • Features
  • Fees and Charges

Renewal Gift

Upon reaching a spending threshold of ₹ 2 lakhs in the previous year, customers will receive renewal vouchers valued at ₹ 3,000. These vouchers can be redeemed with various brand partners such as Yatra, Hush Puppies/Bata, Aditya Birla Fashion, Westside and Shoppers Stop.

True Lifestyle

You can conveniently withdraw cash from more than 1 million Visa ATMs around the world at any time.

SBI Platinum Credit Card Charges by South Indian Bank

Enjoy the benefit of not having to pay the additional 1% fuel surcharge for transactions ranging from ₹500 to ₹4,000 with the SBI Platinum Credit Card. You can avail a maximum waiver of ₹250 per statement cycle for each South Indian Bank SBI Platinum Credit Card account.

Easy Bill Pay facility at zero charge

Ensure that you never forget to pay your electricity, insurance, telephone, and other utility bills by utilizing the convenient Easy Bill Pay feature offered by the SBI Platinum credit card from South Indian Bank. You can also set up standing instructions for automatic monthly payments through Auto Bill Pay. For more information on these services, click here.

Flexipay

You can conveniently convert your transactions into monthly installments using Flexipay. Simply select the suitable plan for you and contact the SBI Card Helpline at 39020202 / 1860 180 1290 within 30 days of making the purchase to avail this service.

Balance Transfer on EMI

You can transfer the remaining balance from your credit card with another bank to your South Indian Bank SBI Platinum Credit Card. By doing so, you can enjoy a lower interest rate and repay the amount in convenient EMIs. To avail this service, simply log on to sbicard.com using your user ID and password. For more information, click here.

Online booking of railway tickets

The SBI Platinum Credit Card from South Indian Bank is a globally accepted credit card that can be used at more than 2 million Visa outlets worldwide and over 285,000 outlets in India.

Empower your family

You can extend the benefits of your South Indian Bank SBI Platinum Credit Card to your family members. You have the option to apply for additional cards for your spouse, children, parents, and siblings who are above 18 years old.

Emergency card replacement

You can easily get a replacement for your South Indian Bank SBI Platinum Credit Card no matter where you are in the world. There is a 24×7 helpline available for emergency card replacement, even if you are traveling abroad. If your card gets lost within India, simply contact the SBI Card Helpline at 39020202 / 1860 180 1290.

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The SBI Platinum Credit Card has an annual fee of Rs. 2,999 which is charged once at the time of card issuance. The renewal fee for this card is also Rs. 2,999 per year. However, there is no additional fee for adding supplementary cards to your account on an annual basis.

SBI Platinum Credit Card Fees and Charges

To find out about the fees and other charges that apply, kindly consult the Most Important Terms & Conditions section.

SBI Platinum Credit Card Payment Settlement Order

We do not accept cheques that are payable outside of the clearing zones. Payments can only be made through local cheques or drafts that are payable in Delhi. All applicable taxes will be charged on the fees, interest, and charges mentioned above. As this is a co-branded product, there may be a sharing of fees and revenue between SBI Card and the co-brand partner.

By using the card further, you are considered to have accepted these changes.

If you need help, reach out to the SBI Card helpline at 1860 180 1262.

To contact SBI Platinum Credit Card customer service, you can dial either 39 02 02 02 (with the local STD code as a prefix) or call their toll-free number at 1860 180 1290.

The accuracy of the information in this communication is valid as of September 2014 and may be altered by SBICPSL. The significant terms and conditions of SBI Card can also be found on sbicard.com.

Is the SBI Platinum credit card accepted internationally?

The SBI Platinum Corporate card offers worldwide acceptance, with over 38 million outlets accepting it globally. In India alone, there are 03 million outlets that accept this card. Moreover, the card is renowned for its exceptional international authorization approval rate.

List:

– The SBI Platinum Corporate card is accepted at over 38 million outlets worldwide.

– In India, there are 03 million outlets where the card can be used.

– The card has a high international authorization approval rate.

Sbi Platinum Credit Card Fees Explained

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Sbi Platinum Credit Card Fees and Charges

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SBI Platinum Credit Card Charges Tracking

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How can I avoid SBI credit card annual fee?

It is not possible to avoid the annual fee when using SBI credit cards, as only a few cards offer this benefit. However, there is an option to waive these charges by meeting certain spending requirements. This means that if you spend a specific amount within a given period of time, you may be eligible for a renewal fee waiver.

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To put it simply, SBI Platinum Credit Card Charges refer to the fees associated with owning and using an SBI Platinum Credit Card. These charges include an annual fee that needs to be paid every year for maintaining the card membership. While most credit cards charge an annual fee, there are some exceptions where this fee can be waived or reduced based on various factors.

– SBI Platinum Credit Card Charges consist of fees associated with owning and using the card.

– Annual fees are typically charged every year but can sometimes be waived or reduced based on certain criteria.

– Understanding these charges helps customers manage their finances effectively while enjoying the benefits offered by their credit card.

Is there an annual fee charged by SBI?

SBI Credit Card Annual and Renewal Fees: SBI offers various credit cards that come with an annual charge. This fee is a one-time payment you need to make for using the SBI credit card. However, there is a possibility of getting this fee waived if you meet certain spending criteria in the previous year as mentioned in the terms and conditions.

In simpler terms, when you get an SBI credit card, there is a yearly fee associated with it. This fee covers the cost of maintaining your account and providing you with benefits like rewards or cashback on your transactions. The amount may vary depending on the type of credit card you have chosen.

Does SBI credit card have zero interest?

SBI Card provides its users with a special benefit called the interest-free period. This period typically ranges from 20 to 50 days and is calculated from the last statement generation date to the current due date. What does this mean for cardholders? Well, during this interest-free period, no additional charges or interest are applied to any purchases made using the SBI Platinum Credit Card.

Key points about SBI Platinum Credit Card Charges:

– An interest-free period ranging from 20 to 50 days is provided by SBI Card.

– This period starts from the last statement generation date till the current due date.

– No additional charges or interest are imposed during this duration.

– Clearing off outstanding balances within this timeframe helps avoid extra fees.

– Utilizing this benefit allows users to effectively manage their expenses without incurring unnecessary costs.

Remember that these details may vary slightly depending on specific terms and conditions associated with individual credit cards offered by SBI.

Does SBI have free credit card?

1. SBI SimplyCLICK Credit Card

2. SBI SimplySAVE Credit Card

3. SBI IRCTC Platinum Credit Card

4. SBI Yatra Platinum Credit Card

5. SBI Air India Signature Credit Card

6. SBI Air India Platinum Credit Card

Each of these credit cards comes with its own set of features and rewards, allowing cardholders to enjoy various perks while saving on annual fees.

Who qualifies for a platinum credit card?

To be eligible for a platinum credit card, you will need to have a CIBIL score of 750 or above. These cards come with higher credit limits, so banks will carefully assess your creditworthiness and past credit history. The purpose is to make sure that you are capable of repaying the borrowed amount within the specified time frame.

In simpler terms, a platinum credit card is an exclusive type of card that offers a higher spending limit compared to regular credit cards. However, obtaining this card requires having a good CIBIL score (a measure of your creditworthiness) which indicates how responsible you have been with borrowing money in the past.

Banks review your financial records and payment history before approving your application for a platinum credit card. They want to ensure that you have demonstrated responsible borrowing behavior in the past and are likely to repay any loans or outstanding balances on time. This thorough evaluation helps them minimize their risk while providing you with access to greater purchasing power through the platinum credit card.